Yes. Most people don’t realize that if they are in a bicycle accident that is the fault of the other vehicle; they may have insurance coverage from their own Automobile policy. That is right, your automobile insurance coverage is likely to have two provisions called Uninsured Motorist Coverage (UM) and Under-Insured Motorist Coverage (UIM). What this means is that if you are involved in an accident with a vehicle with no insurance or a small policy, your own automobile policy may allow you to recover for your injuries even though you were on your bicycle at the time of the accident. Your UM and UIM coverage follows you wherever you go and provides protection if you are injured from an uninsured or under-insured vehicle. If you would like more information about this, please feel free to contact me directly at 877-292-5388 or submit a free consultation request.
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