When most of us think about motorcycle crashes, we worry about the safety of our bikes. Most of us have plenty of blood, sweat, and tears invested in our motorcycles, not to mention thousands of dollars. But when it comes down to it, your motorcycle repairs or reimbursement prove to represent just a small loss compared to other potential damages.
All bikers should understand the hidden costs associated with motorcycle accidents. The costs begin to mount as soon as your crash occurs. As you are laying injured on the pavement, the ambulance draws closer and the emergency medical technicians run out to assist you. As fortunate as you are to have such skilled care, it comes at a cost. The ambulance will cost hundreds of dollars, but fortunately the medical attention you receive on site and en route to the hospital is enough to save your life.
At the hospital, the true costs associated with your crash begin to accumulate. The emergency room doctor enters your room and begins to assess your injuries. She examines you and orders a series of tests. In moments you are on your way to have a CT scan done, to determine if you have any internal injuries. This test alone costs thousands of dollars. If you do have internal damage, you will be rushed to surgery. Between the costs of the operating room, the surgeon, and all the other medical personnel, you will be charged many thousands of dollars more.
Fortunately, you do well in surgery. The doctor is able to fix the internal damage. In addition to some bleeding, they found some musculoskeletal injuries, in the form of a broken leg and significant ankle injuries. You will be hospitalized for a few days, at least, while you recover from surgery.
Upon release from the hospital, you may assume the worst is behind you. Sadly, you still have many more expenses in your future. You will require follow up visits with the surgeon and orthopedic specialist. In addition, you will be in a full leg cast for six to eight weeks. Since your job requires you to be on your feet, this means you will be unable to work during this time. If you are fortunate, you can use some sick leave and annual leave to help recover your lost wages. But few of us are prepared to handle eight weeks away from work. Likely, you will have weeks, if not months, where you are unpaid.
When your cast is removed, you are able to slowly resume activity, but still are not quite ready to return to work. You will require physical therapy three times a week. This therapy is time-consuming and expensive, and you will need it for several months. This means that even when you are able to return to work, you will have to take time off three times a week for your therapy.
During this time, the medical bills have been coming in consistently. Even with good insurance, not a day goes by that you do not receive one or more medical bills. Without a regular paycheck, you are unable to pay them. At first, you simply allow them to accumulate, but soon the phone calls begin. The hospital and medical providers want to know when you will be making payments, and you have no answers to give them. You are fortunate to be alright after your crash, but you suffer constantly from the repercussions.
As you can see, the hidden costs of a motorcycle crash extend far beyond the replacement of your bike. This is why is it so important to have an experienced motorcycle attorney on your side. With an attorney at the Law Firm of Kass & Moses, you can rest and focus on healing with the knowledge and peace of mind that they are fighting for your fair compensation. This compensation includes medical bills, time away from work, and also pain and suffering. Never feel that you have to go it alone after a motorcycle crash! Call 1-800-MOTORCYCLE today to learn more in a free, no obligation phone call.