Our clients are often surprised to learn that they have to pay back their medical providers (ambulance, emergency room, doctors, and/or radiologist) with the proceeds of their settlement. The same is true for your health insurance company – it will insist on being reimbursed for medical expenses paid on your behalf.
It’s a matter of contract law. When you signed up for your health insurance plan, the contract likely included a clause which states that if your injuries were caused by a third party (even an inattentive driver), that the health insurance company was entitled to subrogation/reimbursement for the money they paid on your behalf.
Some insurers try to avoid paying for medical treatment from accidents altogether. This is based on their contention that riding a motorcycle is a “high-risk activity” for which medical treatment is not covered under the policy.
For a free legal consultation,
The good news is that your motorcycle accident lawyer will work hard to reduce the reimbursement amount. It is not uncommon for a lawyer to be able to reduce one-third off your bill. In many cases, the motorcycle lawyers at Kass & Moses have been successful in reducing 60 or 70% off our clients’ outstanding balances.
What will happen if you don’t pay your health insurer back? They could sue you for the amount owed and/or cancel your health insurance benefits.
As such, the best thing you can do is hire a competent, experienced motorcycle accident lawyer to represent you. The lawyers at Kass & Moses will work on your behalf to pay off your medical bills and/or reimburse your health insurance company, while still compensating your for your pain and suffering.
If you or someone you know has been involved in a motorcycle accident, contact the lawyers at Kass & Moses for a free consultation.