If you were injured by an uninsured motorist (UM) or underinsured motorist (UIM), a Lake County car accident lawyer at Kass & Moses Personal Injury Lawyers can review your policy, outline your options, and help you pursue the compensation available to you. Contact us at (847) 513-9582 today to schedule a free consultation.
After a crash, victims in Lake County, Illinois, often face unexpected medical costs, vehicle repairs, and financial uncertainty. Even when they turn to their own insurer for coverage, the process can be difficult and frustrating.
We have over 60 years of combined experience representing injured motorists across Illinois. With over $125 million recovered, our firm understands how to build strong UM and UIM claims and hold insurers to their obligations.
Schedule a free consultation today. We handle all cases on a contingency fee basis, meaning you pay no attorney fees unless our Lake County personal injury attorneys recover compensation for you.
How Can Kass & Moses Personal Injury Lawyers Assist With an Uninsured Motorist Claim in Lake County, IL?
Uninsured motorist claims often involve disputes over coverage, valuation, and whether the insurer must pay at all. Our Lake County car accident attorneys work to clarify your policy, gather supporting documentation, and challenge unfair claim decisions.
Kass & Moses Personal Injury Lawyers understands how insurers evaluate UM and UIM claims and what evidence makes a difference. We manage the process and advocate for the full compensation your policy allows.
To build a strong UM or UIM claim, our Lake County personal injury lawyers take steps such as:
- Reviewing your insurance policy for applicable UM and UIM coverage
- Gathering medical records and bills to document your losses
- Evaluating vehicle damage and repair estimates
- Communicating with insurance adjusters on your behalf
- Preparing supporting evidence for negotiations
- Filing a lawsuit if the insurer refuses to pay what is owed
Our firm will manage each phase of your claim so you can focus on your recovery, stay informed throughout the process, and have confidence that every legal detail is handled with the attention and precision your case deserves. Call our team in Lake County, IL, today to set up a complimentary case review.
What Is an Uninsured Motorist Claim?
An uninsured motorist claim is filed when the at-fault driver either has no liability insurance or does not have enough coverage to compensate you fully. These claims allow injured drivers and passengers to seek payment through their own auto insurance policies.
Common situations that may require a UM or UIM claim include:
- Hit and run accidents
- Collisions with uninsured drivers
- Crashes involving drivers with minimum coverage that does not meet your losses
- Pedestrian or bicycle accidents caused by uninsured motorists
- Passengers injured in vehicles driven by uninsured drivers
- Accidents involving drivers with lapsed or cancelled policies
Knowing how your insurance policy works can help you assess whether UM or UIM benefits will cover your medical bills, lost income, and other losses.
What Compensation Can Be Recovered Through UM and UIM Coverage?
UM and UIM claims may provide compensation similar to what you would receive from the at-fault driver’s liability insurance.
Depending on your injuries and policy limits, you may be able to recover:
- Medical expenses and related treatment costs
- Future medical needs and rehabilitation
- Lost income and diminished earning ability
- Vehicle repairs or replacement
- Pain and suffering
- Emotional distress
- Wrongful death damages for surviving family members
Our attorneys carefully assess your losses to determine the full value of your claim, enabling us to pursue the compensation you deserve.
We ensure that every medical cost, financial impact, and long-term consequence is thoroughly documented and supported, so your recovery accurately reflects the true extent of what you’ve endured.
How Long Do I Have to File a Lawsuit in Illinois?
In Illinois, most personal injury lawsuits must typically be filed within two years of the accident. Certain exceptions may apply depending on the circumstances of the crash or the type of claim at issue, so it’s always best to have an attorney involved right away. They can help you determine the deadline applicable to your case.
These claims often require medical evaluations, insurance negotiations, and documentation of ongoing treatment—all of which can take time. Knowing the legal timeframe allows us to structure the process in a way that supports the strongest possible presentation of your claim in the most timely way.
Contact Our Lake County Car Accident Lawyers for a Free Consultation
Uninsured and underinsured driver cases can be confusing, especially when insurers dispute coverage or try to limit payment. You do not have to navigate the process alone. Kass & Moses Personal Injury Lawyers has decades of experience helping injured motorists recover the compensation they deserve.
Call our office today to schedule your free consultation with one of our Lake County car accident lawyers. We represent clients on a contingency fee basis, so you pay nothing unless we recover compensation for you.
